Stories tagged with Vulnerable Group Focus

Oct 10, 2011 UG Uganda

by Andrew Huelsenbeck, K16 Kiva Fellow, BRAC Uganda

The Second Bottom Line

One thing that’s gotten very popular with microfinance institutions (MFIs) lately is measuring success based on what is called a double bottom line. For a long time, the only bottom line for many MFIs was financials, but industry experts began to realize that looking good on paper did not amount to having any real social impact. This is why some MFIs have begun to use a second bottom line – social performance – as an additional metric...

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Oct 10, 2011 PH Philippines

As I stepped out in the oppressive humidity of a Manila morning, my spirit was excited and ready to leave the protection of CCT head office’s wonderful air conditioning because this was the day I got to do another borrower verification. Previous fellows have shared different aspects of what a BV (Kiva speak for borrower verification) is and so for more detailed descriptions I will leave that up to them to share. ( Look here to see details of BV and here to see the conclusion to this fellow’s BV story).

There are different ways you can view what the BV does but I have enjoyed...

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Oct 10, 2011 PH Philippines

“To Luzon (Head office, NCR, C.Luzon, Rizal, Laguna-Cavite, Batangas) staff: Due to heavy rains and strong winds brought by Storm Pedring, management advised to stay at home. Work is suspended today. Kindly monitor our communities if help is needed. Ingat mga kapatid. God’s protection be upon us all!”

The view from my window. Manila Bay is typically completely stagnant water which is why the waves crashing over the break wall were alarming.

This was the text message I...

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Sep 9, 2011 PH Philippines

The phrase “The Circle of Life”, for individuals of my age demographic, typically conjures up images of Timon and Pumba. Hopefully I did not pull you into this blog under false pretenses but unfortunately the title is the only relation to the famous Disney movie. My hope is that you will continue reading in order to find out what “The Circle of Life” has to do with microfinance and Kiva.

First off, let me introduce you to the place, which is not Africa. For this circle of life I will be showing you around the workings of my MFI placement in Manila,...

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Aug 8, 2011 LB Lebanon

By Heba Gamal - KF15, Lebanon

It is not hard for a Lebanese to detect my disguised Egyptian Arabic accent, so it’s been quite common for me to be asked how long I have been in Lebanon, whether this is my first time, and of course what I’m doing here in Lebanon every time I meet someone. Most recently this happened to me at a local Resto-Pub in Hasbaya after a 10km hike. The Resto-Pub owner, Fayez, and I quickly got to talking and as usual it wasn’t long before I was aked ”What do you do here in Lebanon?” Although, I’m fluent in Arabic...

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Jul 7, 2011 SL Sierra Leone

By Eric Rindal – Sierra Leone – KF15

I am writing this blog by hand today as I sit at my desk in Makeni, Sierra Leone. There is no power for the whole office. When I ask, “isn’t there National Power from the grid?” people just laugh (it only comes on at night for a few hours). When I ask, “What about the generator?” people just shrug (it runs on petrol). The town is actually out of petrol on this cloud-tumbling Monday morning. With finicky fuel costs, scarcity of fuel, and an inflation rate of 17.7% there are many reasons for days like this. The MFI (Microfinance...

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Jul 7, 2011 CM Cameroon

Basic Needs Test Interview

Faith Garlington, KF15

GHAPE (Grounded and Holistic Approach for People’s Empowerment)

Bamenda, Cameroon

At GHAPE (Grounded and Holistic Approach for People’s Empowerment) in Cameroon, new borrower centers are established only in areas identified as mostly poor. Individual borrowers are also screened using a tool called the Basic Needs Test to determine whether they qualify as potential...

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Jul 7, 2011 CM Cameroon

Science Club from a Local High School

Faith Garlington, KF15
GHAPE (Grounded and Holistic Approach to People’s Empowerment)

Bamenda, Cameroon

In the United States, we see countless images meant to represent poverty in Africa that focus on civil unrest, starving children, HIV/AIDS, and other diseases. The images come from our media, our government, even charities and NGOs working to fight the affects of poverty. But...

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May 5, 2011 CO Colombia

By Nick Hamilton, KF13 Haiti and Dominican Republic, KF14 Colombia

I have now come to the end of my second placement as a Kiva Fellow. I have seen microfinance at work in two organisations – Interactuar and Esperanza International – in three different countries; Colombia, Haiti, and the Dominican Republic. My 6-month stint has been an eye-opener. It’s been fun and interesting, challenging and frustrating.

I embarked on this journey knowing very little about microfinance. I had a notion of the supposed pros and cons of this exciting, largely...

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May 5, 2011 SL Sierra Leone

By Eric Rindal, KF15, Sierra Leone

“To touch a person’s heart, you must see a person’s face.” (quote from My Name is Asher Lev – Chaim Potok)

Lending on Kiva.org is a very personal experience. Reading a borrower’s profile, understanding a glimpse of their life, and seeing their picture, kindles, in one way or another, a sincere interest in their potential and forms a connection with the uniqueness of that borrower. Beyond the loan, lenders affirm a strong and inherent hope within the borrower and encourage their entrepreneurial spirit. How awesome for global lenders...

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