"Vital, vibrant, and necessary"

- Annie, FrankieLucky Bakeshop

My name is Annie Choi, and I've been so fortunate to have amazing experiences with Kiva. In Fall 2014, I raised my first Kiva loan of $5,000 -- I believe this was the fastest loan ever to be funded in Los Angeles. I needed that initial loan to cover some equipment costs for my first business, Found Coffee, in the Eagle Rock neighborhood of Los Angeles. I fully repaid that loan last week.

As of this morning, I fully raised $10,000 for my second business, FrankieLucy Bakeshop. It was fully funded in only 68 hours. According to my Kiva reps, that is the fastest any $10k loan has ever been funded in Kiva history. I am blown away at the generosity of my immediate community -- my friends, family, customers -- as well as the global Kiva community. I cannot thank you enough.

As an entrepreneur, my vision and passion is to create spaces that gather people from diverse backgrounds. My Kiva supporters and lenders have demonstrated that community is vital, vibrant, and necessary.

Thank you from the bottom of my heart.


Kiva U.S. Stories is a space to share and enjoy the moving, the funny, the inspiring, stories that come from every corner of the Kiva U.S. community.

Share your story here


About the author

Kathinka Nakstad